:root{--brand-blue:#2563eb;--brand-blue-hover:#1d4ed8;--brand-blue-glow:#2563eb59;--brand-amber:#f59e0b;--brand-amber-hover:#d97706;--brand-amber-glow:#f59e0b59;--brand-emerald:#10b981;--brand-red:#ef4444;--bg-dark-main:#070a11;--bg-dark-card:#0e1422;--bg-dark-surface:#131b2e;--header-bg:#0b101df5;--text-white:#fff;--text-heading:#f8fafc;--text-body:#cbd5e1;--text-muted:#94a3b8;--border-glass:#ffffff1f;--border-glass-hover:#3b82f673;--card-shadow:0 20px 40px #00000059;--hero-bg:linear-gradient(180deg,#070a11e0 0%,#070a11f7 100%),url(/hero_background.jpg) center/cover no-repeat;--go-green-bg:linear-gradient(135deg,#071f18f2 0%,#0b101df2 100%),url(/go_green_bg.jpg) center/cover no-repeat;--go-green-text:#fff;--go-green-desc-color:#a7f3d0;--container-width:1280px;--header-height:124px}[data-theme=light]{--bg-dark-main:#f1f5f9;--bg-dark-card:#fff;--bg-dark-surface:#e2e8f0;--header-bg:#fffffff5;--text-white:#0f172a;--text-heading:#0f172a;--text-body:#334155;--text-muted:#64748b;--border-glass:#2563eb26;--border-glass-hover:#2563eb80;--card-shadow:0 12px 32px -4px #0f172a14,0 4px 12px -2px #0f172a0a;--hero-bg:linear-gradient(180deg,#f1f5f9f0 0%,#f1f5f9fa 100%),url(/hero_light_background.jpg) center/cover no-repeat;--go-green-bg:linear-gradient(135deg,#ecfdf5f5 0%,#d1fae5f5 100%),url(/go_green_bg.jpg) center/cover no-repeat;--go-green-text:#064e3b;--go-green-desc-color:#047857}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html,body{background-color:var(--bg-dark-main);width:100%;min-height:100vh;color:var(--text-body);font-family:var(--font-inter),"Inter",-apple-system,sans-serif;-webkit-font-smoothing:antialiased;overflow-x:hidden}a{color:inherit;text-decoration:none}.surplus-container{width:100%;max-width:var(--container-width);margin:0 auto;padding-left:28px;padding-right:28px}.font-heading{font-family:var(--font-outfit),"Outfit",sans-serif;letter-spacing:-.025em;font-weight:800}.font-body{font-family:var(--font-inter),"Inter",sans-serif}.uppercase-tag{font-family:var(--font-outfit),sans-serif;text-transform:uppercase;letter-spacing:.1em;color:#2563eb;margin-bottom:12px;font-size:.82rem;font-weight:800;display:inline-block}.site-header-scratch{width:100%;height:var(--header-height);background-color:var(--header-bg);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid var(--border-glass);z-index:1000;align-items:center;display:flex;position:fixed;top:0;left:0}.header-scratch-inner{width:100%;max-width:var(--container-width);justify-content:space-between;align-items:center;margin:0 auto;padding:0 28px;display:flex}.header-logo-img{object-fit:contain;border-radius:8px;width:auto;max-width:220px;height:56px;display:block}.desktop-nav{display:none}@media (min-width:1280px){.desktop-nav{display:block}.hamburger-btn,.mobile-action-btn,.mobile-drawer{display:none!important}}.header-nav-list{align-items:center;gap:20px;list-style:none;display:flex}.header-nav-item{font-family:var(--font-outfit),sans-serif;color:var(--text-body);padding:6px 0;font-size:.9rem;font-weight:700;transition:all .2s;position:relative}.header-nav-item:hover,.header-nav-item.active{color:var(--brand-amber)}.header-actions-scratch{align-items:center;gap:16px;display:flex}.subpage-banner-scratch{border-bottom:1px solid var(--border-glass);text-align:center;background:linear-gradient(#2563eb14 0%,#070a1100 100%);margin-bottom:48px;padding-top:164px;padding-bottom:48px}[data-theme=light] .subpage-banner-scratch{background:linear-gradient(#dbeafe99 0%,#f1f5f900 100%)}.card-finance-meets-innovation{background:var(--bg-dark-card);border:1px solid var(--border-glass);box-shadow:var(--card-shadow);border-radius:20px;padding:32px;transition:all .3s}.card-finance-meets-innovation:hover{border-color:var(--border-glass-hover);transform:translateY(-4px)}.surplus-grid-2{grid-template-columns:1fr;gap:24px;display:grid}@media (min-width:768px){.surplus-grid-2{grid-template-columns:repeat(2,1fr)}}.surplus-grid-3{grid-template-columns:1fr;gap:24px;display:grid}@media (min-width:768px){.surplus-grid-3{grid-template-columns:repeat(2,1fr)}}@media (min-width:1024px){.surplus-grid-3{grid-template-columns:repeat(3,1fr)}}.surplus-grid-4{grid-template-columns:1fr;gap:20px;display:grid}@media (min-width:640px){.surplus-grid-4{grid-template-columns:repeat(2,1fr)}}@media (min-width:1024px){.surplus-grid-4{grid-template-columns:repeat(4,1fr)}}.section-wrapper{padding:80px 0}.section-header-centered{text-align:center;max-width:800px;margin:0 auto 56px}.section-title{font-family:var(--font-outfit),sans-serif;color:var(--text-heading);margin-bottom:16px;font-size:clamp(2rem,4vw,3rem);font-weight:800;line-height:1.2}.section-subtitle{font-family:var(--font-inter),sans-serif;color:var(--text-muted);font-size:1.1rem;line-height:1.6}.btn-action{cursor:pointer;white-space:nowrap;border:1px solid #0000;border-radius:12px;justify-content:center;align-items:center;gap:9px;padding:13px 26px;font-size:.92rem;font-weight:700;transition:all .25s;display:inline-flex}.btn-action-blue{color:#fff;background:linear-gradient(135deg,#2563eb 0%,#1d4ed8 100%);box-shadow:0 6px 20px #2563eb59}.btn-action-blue:hover{background:linear-gradient(135deg,#3b82f6 0%,#2563eb 100%);transform:translateY(-2px)}.btn-action-amber{color:#0f172a;background:linear-gradient(135deg,#f59e0b 0%,#d97706 100%);box-shadow:0 6px 20px #f59e0b59}.btn-action-amber:hover{background:linear-gradient(135deg,#fbbf24 0%,#f59e0b 100%);transform:translateY(-2px)}.hero-badge-pill{color:#3b82f6;font-family:var(--font-outfit),sans-serif;background:#2563eb1f;border:1px solid #2563eb4d;border-radius:9999px;align-items:center;gap:8px;padding:8px 18px;font-size:.85rem;font-weight:700;display:inline-flex}.timeline-track-glow{padding-left:48px;position:relative}.timeline-track-glow:before{content:"";background:linear-gradient(#f59e0b 0%,#2563eb 50%,#2563eb26 100%);border-radius:4px;width:3px;position:absolute;top:12px;bottom:12px;left:19px;box-shadow:0 0 12px #f59e0b66}.timeline-stage-item{cursor:pointer;align-items:center;margin-bottom:16px;transition:all .3s cubic-bezier(.4,0,.2,1);display:flex;position:relative}.timeline-stage-node{width:40px;height:40px;font-family:var(--font-outfit),sans-serif;z-index:2;background:var(--bg-dark-card);color:var(--text-muted);border:2px solid var(--border-glass);border-radius:50%;justify-content:center;align-items:center;font-size:.85rem;font-weight:900;transition:all .3s;display:flex;position:absolute;left:-48px}.timeline-stage-item.active .timeline-stage-node{color:#0f172a;background:linear-gradient(135deg,#f59e0b 0%,#d97706 100%);border-color:#fcd34d;transform:scale(1.15);box-shadow:0 0 24px #f59e0b99,0 0 12px #2563eb66}.timeline-stage-item:hover:not(.active) .timeline-stage-node{color:#3b82f6;border-color:#2563eb;transform:scale(1.08)}.timeline-stage-button{width:100%;font-family:var(--font-outfit),sans-serif;background:var(--bg-dark-card);color:var(--text-body);border:1px solid var(--border-glass);cursor:pointer;border-radius:16px;justify-content:space-between;align-items:center;padding:14px 22px;font-size:.95rem;font-weight:700;transition:all .25s;display:flex}.timeline-stage-item.active .timeline-stage-button{color:var(--text-heading);background:linear-gradient(135deg,#f59e0b2e 0%,#2563eb2e 100%);border-color:#f59e0b80;box-shadow:0 8px 24px -4px #f59e0b33}.timeline-stage-item:hover:not(.active) .timeline-stage-button{background:var(--bg-dark-surface);color:var(--text-heading);border-color:#3b82f666}.futuristic-stage-card{background:var(--bg-dark-card);border:1px solid var(--border-glass);border-top:4px solid var(--brand-amber);box-shadow:var(--card-shadow);border-radius:24px;padding:40px;position:relative;overflow:hidden}.futuristic-stage-card:before{content:"";pointer-events:none;background:radial-gradient(circle,#f59e0b14 0%,#0000 70%);width:250px;height:250px;position:absolute;top:0;right:0}.hero-wrapper{background:var(--hero-bg);padding-top:168px;padding-bottom:80px}.hero-grid{grid-template-columns:1fr;align-items:center;gap:48px;display:grid}@media (min-width:1024px){.hero-grid{grid-template-columns:1.2fr .8fr}}.hero-left-column{flex-direction:column;align-items:flex-start;display:flex}.hero-badge-pill{background:#2563eb1f;border:1px solid #2563eb4d;border-radius:9999px;align-items:center;gap:10px;padding:6px 16px;display:inline-flex}.hero-headline{font-family:var(--font-outfit),sans-serif;color:var(--text-heading);margin-bottom:20px;font-size:clamp(2.2rem,5vw,3.6rem);font-weight:800;line-height:1.15}.headline-highlight-blue{color:#3b82f6;background:linear-gradient(135deg,#3b82f6 0%,#60a5fa 100%);-webkit-text-fill-color:transparent;-webkit-background-clip:text}.headline-highlight-amber{color:#f59e0b;background:linear-gradient(135deg,#f59e0b 0%,#fbbf24 100%);-webkit-text-fill-color:transparent;-webkit-background-clip:text}.hero-description{color:var(--text-body);max-width:680px;margin-bottom:32px;font-size:1.1rem;line-height:1.65}.hero-buttons-group{flex-wrap:wrap;gap:16px;margin-bottom:36px;display:flex}.hero-trust-chips{flex-wrap:wrap;gap:12px;display:flex}.hero-trust-chip{background:var(--bg-dark-card);border:1px solid var(--border-glass);color:var(--text-heading);border-radius:12px;align-items:center;gap:8px;padding:8px 16px;font-size:.85rem;font-weight:700;display:inline-flex}.card-fmi-header{justify-content:space-between;align-items:center;margin-bottom:20px;display:flex}.card-fmi-quote{color:var(--text-body);border-left:3px solid var(--brand-amber);margin-bottom:24px;padding-left:16px;font-size:.95rem;font-style:italic;line-height:1.6}.card-fmi-stats-grid{grid-template-columns:repeat(2,1fr);gap:16px;margin-bottom:24px;display:grid}.card-fmi-go-green{background:#10b9811a;border:1px solid #10b98140;border-radius:16px;align-items:center;gap:14px;padding:16px;display:flex}.stats-single-line-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;display:grid}.cta-banner-scratch{background:var(--bg-dark-card);border:1px solid var(--border-glass);box-shadow:var(--card-shadow);text-align:center;border-radius:24px;margin-top:56px;margin-bottom:88px;padding:48px 32px;position:relative;overflow:hidden}@media (min-width:768px){.cta-banner-scratch{margin-bottom:104px;padding:64px 48px}}.cta-banner-title{font-family:var(--font-outfit),sans-serif;color:var(--text-heading);margin-bottom:16px;font-size:clamp(1.6rem,3.5vw,2.5rem);font-weight:800;line-height:1.25}.cta-banner-desc{font-family:var(--font-inter),sans-serif;color:var(--text-body);max-width:720px;margin:0 auto 28px;font-size:1.05rem;line-height:1.65}.cta-banner-buttons{flex-wrap:wrap;justify-content:center;align-items:center;gap:16px;margin-top:24px;margin-bottom:8px;display:flex}:root{--sk-font-display:"Bricolage Grotesque","SF Pro Display",-apple-system,system-ui,sans-serif;--sk-font-sans:"Geist","SF Pro Text",-apple-system,system-ui,sans-serif;--sk-font-mono:"Geist Mono","SF Mono",monospace;--mist:#070c0f;--mist-2:#0c1318;--surface:#121a20;--ink:#eaf2f4;--ink-2:#b7c6cc;--ink-3:#a3b2b8;--catalyst:#3dd2b4;--catalyst-soft:#0e3029;--on-catalyst:#04201a;--iodine:#ffb547;--iodine-ink:#ffc872;--iodine-soft:#33240a;--sulfate:#86a8ff;--sulfate-soft:#152347;--phenol:#ff7ba4;--phenol-soft:#3a1223;--rust:#ff8a70;--rust-soft:#3a160e;--glass-core:#1b252cb8;--glass-thick:#1b252ce0;--glass-clear:#1b252c4d;--glass-mid:#1b252c73;--glass-rim:#1b252c1a;--glass-edge:#ffffff1f;--glass-crest:#fff6;--glass-fold:#0009;--glass-tuck:#000000a6;--glass-lift:#000000b3;--field-base:#070a11;--field-catalyst:#0f8f7a;--field-iodine:#c77a12;--field-sulfate:#2349b8;--field-phenol:#b8305e;--field-grid:#eaf2f40f;--infold-depth-sm:6px;--infold-depth-md:10px;--infold-depth-lg:16px;--infold-depth-xl:24px;--infold-saturate:180%;--radius-xs:8px;--radius-sm:12px;--radius-md:18px;--radius-lg:26px;--radius-xl:36px;--radius-pill:999px;--infold-rim-sm:inset 0 0 0 1px #ffffff1f,inset 0 0 8px #0009,inset 0 -5px 7px -6px #000000b3;--infold-rim-md:inset 0 0 0 1px #ffffff1f,inset 0 0 14px #0009,inset 0 -8px 12px -10px #000000b3;--infold-rim-lg:inset 0 0 0 1px #ffffff1f,inset 0 0 22px #0009,inset 0 -12px 18px -14px #000000b3;--infold-lift-sm:0 1px 1px #0006,0 12px 18px -14px #000c;--infold-lift-md:0 1px 2px #00000080,0 24px 34px -24px #000000d9;--infold-lift-lg:0 2px 3px #00000080,0 44px 64px -40px #000000e6;--infold-sunken:inset 0 1px 2px #0009,inset 0 0 0 1px #eaf2f41f,inset 0 -1px 0 #ffffff14;--blur-sm:10px;--blur-md:20px;--blur-lg:32px;--blur-xl:48px;--dur-press:.12s;--dur-fold:.22s;--dur-settle:.42s;--dur-drift:.9s;--ease-fold:cubic-bezier(.32,.72,0,1);--ease-settle:cubic-bezier(.2,.9,.25,1.12)}.sk-infold{--_r:var(--sk-r,var(--radius-lg));--_depth:var(--sk-depth,var(--infold-depth-md));--_core:var(--sk-core,var(--glass-core));isolation:isolate;border-radius:var(--_r);color:var(--ink);background:radial-gradient(circle at 0 0,var(--glass-tuck),transparent calc(var(--_depth)*3.2)),radial-gradient(circle at 100% 0,var(--glass-tuck),transparent calc(var(--_depth)*3.2)),radial-gradient(circle at 0 100%,var(--glass-tuck),transparent calc(var(--_depth)*3.2)),radial-gradient(circle at 100% 100%,var(--glass-tuck),transparent calc(var(--_depth)*3.2)),radial-gradient(farthest-side at 50% 44%,var(--_core)0%,var(--_core)44%,var(--glass-mid)76%,var(--glass-rim)100%);box-shadow:var(--sk-rim,var(--infold-rim-md)),var(--sk-lift,var(--infold-lift-md));position:relative}.sk-infold:before{content:"";z-index:-1;border-radius:inherit;pointer-events:none;-webkit-backdrop-filter:blur(var(--sk-blur,var(--blur-md)))saturate(var(--infold-saturate));backdrop-filter:blur(var(--sk-blur,var(--blur-md)))saturate(var(--infold-saturate));position:absolute;inset:0;-webkit-mask-image:radial-gradient(farthest-side at 50% 46%,#000 0% 58%,#00000073 84%,#0000 100%);mask-image:radial-gradient(farthest-side at 50% 46%,#000 0% 58%,#00000073 84%,#0000 100%)}.sk-infold:after{content:"";inset:var(--_depth);z-index:-1;border-radius:max(calc(var(--_r) - var(--_depth)),2px);pointer-events:none;background:linear-gradient(162deg,var(--glass-crest)0%,color-mix(in srgb,var(--glass-crest)40%,transparent)22%,transparent 42%,transparent 64%,color-mix(in srgb,var(--glass-crest)55%,transparent)100%);-webkit-mask-composite:xor;transition:opacity var(--dur-fold)var(--ease-fold);padding:1px;position:absolute;-webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor,source-over;mask:linear-gradient(#000 0 0) content-box exclude,linear-gradient(#000 0 0)}.sk-infold--thick{--sk-core:var(--glass-thick);--sk-blur:var(--blur-lg)}.sk-infold--clear{--sk-core:var(--glass-clear);--sk-blur:var(--blur-sm)}.sk-d-sm{--sk-depth:var(--infold-depth-sm);--sk-rim:var(--infold-rim-sm);--sk-lift:var(--infold-lift-sm)}.sk-d-md{--sk-depth:var(--infold-depth-md);--sk-rim:var(--infold-rim-md);--sk-lift:var(--infold-lift-md)}.sk-d-lg{--sk-depth:var(--infold-depth-lg);--sk-rim:var(--infold-rim-lg);--sk-lift:var(--infold-lift-lg)}.sk-d-xl{--sk-depth:var(--infold-depth-xl);--sk-rim:var(--infold-rim-lg);--sk-lift:var(--infold-lift-lg)}.sk-r-xs{--sk-r:var(--radius-xs)}.sk-r-sm{--sk-r:var(--radius-sm)}.sk-r-md{--sk-r:var(--radius-md)}.sk-r-lg{--sk-r:var(--radius-lg)}.sk-r-xl{--sk-r:var(--radius-xl)}.sk-r-pill{--sk-r:var(--radius-pill)}.sk-infold--interactive{cursor:pointer;transition:transform var(--dur-fold)var(--ease-fold),box-shadow var(--dur-fold)var(--ease-fold)}.sk-infold--interactive:hover{--sk-lift:var(--infold-lift-lg);transform:translateY(-2px)}.sk-infold--interactive:hover:after{opacity:1}.sk-infold--interactive:active{transition-duration:var(--dur-press);--sk-lift:var(--infold-lift-sm);transform:translateY(0)scale(.992)}.sk-field{isolation:isolate;background-color:var(--field-base);background-image:radial-gradient(42% 58% at 16% 20%,var(--field-catalyst)0%,transparent 72%),radial-gradient(40% 52% at 84% 16%,var(--field-sulfate)0%,transparent 72%),radial-gradient(48% 62% at 72% 90%,var(--field-phenol)0%,transparent 74%),radial-gradient(38% 48% at 26% 88%,var(--field-iodine)0%,transparent 72%);position:relative;overflow:hidden}.sk-field--dusk{background-image:radial-gradient(46% 60% at 20% 24%,#2349b847 0%,#0000 72%),radial-gradient(40% 56% at 80% 22%,#b8305e38 0%,#0000 72%),radial-gradient(52% 60% at 58% 96%,#c77a1240 0%,#0000 74%),radial-gradient(35% 45% at 50% 40%,#0f8f7a33 0%,#0000 70%)}.sk-field--grid:after{content:"";z-index:0;pointer-events:none;background-image:linear-gradient(var(--field-grid)1px,transparent 1px),linear-gradient(90deg,var(--field-grid)1px,transparent 1px);background-position:-1px -1px;background-size:32px 32px;position:absolute;inset:0}.sk-wordmark{font-family:var(--sk-font-display);letter-spacing:-.035em;color:#fff;white-space:nowrap;align-items:center;gap:.36em;font-size:24px;font-weight:760;line-height:1;text-decoration:none;display:inline-flex}.sk-wordmark__labs{font-family:var(--sk-font-sans);letter-spacing:.16em;text-transform:uppercase;border-radius:var(--radius-pill);background:var(--catalyst-soft);color:var(--catalyst);border:1px solid color-mix(in srgb,var(--catalyst)35%,transparent);padding:.45em .85em;font-size:.44em;font-weight:700;line-height:1}.sk-btn{border-radius:var(--radius-pill);font-family:var(--sk-font-sans);cursor:pointer;isolation:isolate;transition:transform var(--dur-press)var(--ease-fold),box-shadow var(--dur-fold)var(--ease-fold);justify-content:center;align-items:center;gap:8px;padding:13px 26px;font-size:14px;font-weight:600;text-decoration:none;display:inline-flex;position:relative}.sk-btn--primary{color:#04201a;background:radial-gradient(farthest-side at 50% 38%,#3dd2b4 0%,#22b89a 58%,#0f8f7a 100%);box-shadow:inset 0 0 0 1px #fff6,inset 0 0 10px #0000004d,0 14px 24px -12px #3dd2b499}.sk-btn--primary:hover{transform:translateY(-2px);box-shadow:inset 0 0 0 1px #fff9,inset 0 0 12px #00000059,0 18px 28px -12px #3dd2b4d9}.sk-btn--glass{color:#fff;background:var(--glass-core);box-shadow:var(--infold-rim-sm),var(--infold-lift-sm);-webkit-backdrop-filter:blur(var(--blur-md));border:1px solid var(--glass-edge)}.sk-btn--glass:hover{box-shadow:var(--infold-rim-sm),var(--infold-lift-md);border-color:#ffffff40;transform:translateY(-2px)}